Bankyfyyour paymentnow!
[ banky-fy ]
- Definition
- verb (bankyfies, bankyfying)
- Make payments without the hassle. “My payments are finally bankyfied!”
Pay the way they want to
Your customer reaches your checkout and sees the methods you have enabled for their country — a bank transfer, a card, a wallet, or whatever people actually use where they live.
Methods are enabled per merchant and per country. Nobody is offered something that does not work where they are.
Confirm it
They pick one and confirm. On an instant bank transfer that means choosing their bank and approving the amount inside their own online banking, with their own credentials — Banky never sees them.
Encrypted data and protected by industry standard banking security.
It's all yours!
The payment is authorised and the money is on its way to your account. Your customer is back on your site with a confirmation, and you get the status back on the API.
Enjoy!
Payments arrive in pieces. The cost is in the seams.
Every provider you use works. The expensive part is not any one of them — it is the three contracts, the three integrations and the spreadsheet that makes them agree at the end of the month.
Banky is the one contract underneath all of it
Every method your customers use, one place the money lands, and one way to send it back out.
One price, not six
A payment assembled from four providers is priced by four parties, and you control none of the four numbers. One platform is priced once, with you.
One place the money is
Every method settles into the same multi-currency account. There is no merging of statements, because there was only ever one.
One provider per method
A PSP for cards. Someone else for the market where nobody uses cards. A bank for the payouts. Three contracts, three integrations, three support queues — and a fourth party to blame when a payment goes missing between them.
A new market is a new project
Your customers in Brazil want Pix and your customers in Peru want to pay in cash. Each one is a provider to find, a contract to sign and an integration to build before a single payment arrives.
The money lands in pieces
Every provider settles into its own account on its own schedule, in whatever currency it felt like. Reconciliation stops being a report and becomes a job somebody does on Mondays.
Every way your customers want to pay, behind one integration.
Instant bank transfer, cards, wallets and the local methods people actually use in their own market — enabled per method and per country, on one contract and one API.
Methods are enabled per merchant and per country, so a customer is only ever shown what actually works where they are.
The full inventorySomewhere for the money to be, and a way to send it back out.
Most payment providers stop at the moment a payment succeeds. Banky holds the balance, converts it and pays it out — which is the half of the product a merchant coming from a PSP does not expect.
IBANs in your own name, on the scheme you choose
- SEPA
- Eurozone, fast & low cost
- SWIFT
- Global, multi-currency
- Local
- Local clearing
Multi-currency accounts
Hold a balance per currency instead of one balance and a conversion at the door. Every method settles into the same place.
Currency exchange
Convert between the currencies you hold, at the point you choose — rather than being converted the moment a foreign payment lands.
Payouts and refunds
Send money out to a recipient's bank, refund a customer, or settle to your own account on an agreed schedule.
Batch and mass payouts
Upload a file and pay many recipients at once — bank, internal or crypto destinations in the same batch.
Get paid with Banky
Integrate Banky on your website to provide fast, secure and seamless online payments. Receive & collect funds directly in your company’s account or a Banky merchant account.
Cost Reduction
Reduced payments maintenance and processing fees. No hidden fees.
Boost your Payments
Increased conversion and expansion on new markets. Dynamic business development.
Pay Out & Refund
Execute pay outs and refunds straight to your customer's bank account via Banky. Increase satisfaction and retention.
Four trades where the payment mix is the business case.
Every sector has a method its customers expect and a method that quietly costs it money. These are the four where getting the mix right shows up in the accounts fastest.
Health
Large, considered payments where a declined card is a cancelled appointment.
Health payments are infrequent, sizeable and booked in advance — the exact profile a card limit refuses. Offering bank transfer alongside cards means the payment is limited by the balance rather than by a card ceiling.
Health in fullPay with Banky, quick and easy
Use Banky to pay a merchant by selecting it at their checkout, then choose how you want to pay. No need to register, no app to download, and you could pay online anytime from any device.
And it costs you nothing.
Banky does not charge payers. Our service is totally free for customers. You pay the amount your merchant set, and nothing on top of it.
Swift & Smooth
Pay the way you already do. No additional registration and no app to download.
Safe & Secure
Personal information is encrypted and protected by industry standard security.
Banky is constantly growing for a World without high fees.
One Contract, One Integration
Don't get lost in papers! Easy registration, rapid integration!
No app juggling!
Start and finish in the same place. Whichever method your customer picks, the journey does not leave your checkout for somebody else's.
Multi-device support
Delivery through multiple channels, including mobile, tablet and desktop.
First-class Support
Prompt and seamless service, provided by core competency experts.
Advanced Payer Verification
On instant bank transfers, built on top of core banks' KYC procedures — fraud risk is significantly reduced.
Cost-effective payments
One contract and one rate across every method, instead of a different margin from every provider you would otherwise need.
Instant Notifications
Immediate notifications on payments and collections, allowing better optimization of corporate working capital.
Credit Risk Reduction
Settlement lands in your account with no reversal window sitting behind it. How fast it lands depends on the banks at both ends; that it stays landed does not.
LINK YOURBUSINESS WITHOPEN BANKY!
Banky will be fully utilizing the Open Banking standards across the world, unlocking innovative payment experiences and positive payments journey for customers.
[ banky-fy ]
- Definition
- verb (bankyfies, bankyfying)
- Make payments without the hassle. “My payments are finally bankyfied!”